Did You Know?

Term Loans that
move at your speed.

Get the capital you need to expand, hire, or invest. With fixed payments, clear terms, and fast approvals from FundingSolutionsDirect.

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$10k to $500k

loan amounts – easier
than ever before.

Automatic

daily or weekly payments, hassle-free process.

60 months

repayment terms, flexible as you need them.

Lowest rates

in the industry. Only worry about growing.

Why Businesses Choose
Our Term Loans.

From fast funding to flexible terms, our term loans are designed to give you control, clarity, and confidence as you grow. No surprises and no unnecessary fees.

Same-day funding

With Capital Gurus you could get funds in your bank account by 5:00 pm the same day.

Pre-payment benefits

Pay your loan off early in full and have all remaining interest waived without any penalty or fee.

Build business credit

Help build your business’s credit by making on-time payments, which we report to bureaus.

Predictable, fixed payments

Pay the same amount on time, so you can manage your cash flow with no surprises or large costs up front.

Are we a Match?

We work with established businesses that are ready to scale. If you meet the qualifications below, you could be approved for a fixed-term loan built around your goals.

0 year

in business, at least.

0 +

personal FICO socre.

$ 0 k+

in gross annual revenue.

US-based

bank account.

Frequently Asked Questions

Check our consolidated list of frequently asked questions to help you navigate our term loans product.

Same Day Funding is as simple as it sounds. It allows you to receive funds in your account as early as the day you finalize your term loan with FundingSolutionsDirect. There’s no special enrollment and no additional cost.

 

We believe in rewarding you for your loyalty and making it easy to access additional funding. Once your initial or current loan is 50% paid down you have the option to apply to renew your loan and you will not be charged any remaining interest on your existing loan. You may even qualify for a lower or 0% origination fee.

Paying back your term loan with FundingSolutionsDirect is easy and hassle-free with automatic bank account deductions so you don’t have to worry about missing a payment. The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the information you provided to FundingSolutionsDirect in your application.

The total cost of your short term loan will vary based on a number of factors, including your personal and business credit scores, time in business and annual revenue and cash flow.

 

FundingSolutionsDirect doesn’t offer “bad credit loans.” However, a bad credit score doesn’t always mean you can’t qualify for business financing. Our short term loans can provide an alternative source of funding for borrowers who have had difficulty getting approved for credit cards and traditional installment loans.

 

We understand every business has different needs, so unlike many online lenders, we’ve got different loan types available for you. At FundingSolutionsDirect you can easily apply and if approved, you may be offered a small business line of credit in addition to your existing term loan or in many cases you can start them at the same time.

Because in some situations, a lease can cost more than a loan, many businesses choose to finance the purchase of equipment rather than lease. Additionally, the entire amount of a lease payment may not be tax deductible if your lease terms include any provision allowing you to own the equipment at the end of the lease. You’ll need to consult with your accountant or financial advisor to see if this is the case for your situation.

Apply here and get your loan today!

Business Form Loan

Step 1 of 11

How much money do you need?

$200,000
We have founded over 2,300 companies with more than $1 billion in capital.

FundingSolutionsDirect is a trusted leader in small business funding, providing reliable and fast capital solutions across the U.S. 

Company
About
  • info@FundingSolutionsDirect.com
  • 380-233-6030
  • 1357 Robinson Lane, Columbus, OH 43201

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