Did You Know?

Fuel your growth
with flexible credit.

Access working capital on your terms. Fast approvals, revolving limits, and flexible repayments that adapt to your business needs.

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True Lines

of credit from $10K - $5mm

12-month

repayment term, resets
after each withdrawal

Simple

customizable weekly
payments

Instant

receive your money within seconds – 24/7.*

Get the best use of funds from
our working capital products.

Whether you need steady cash flow or a flexible safety net, our credit lines adapt to your business. You can withdraw what you need, when you need it, and only pay for what you use.

Only pay for what you borrow

Withdraw what you need, when you need it. You’ll only be charged interest on the funds you draw.

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Instant funding, no questions

Receive your money within seconds when you make a withdrawal — 24/7, even on nights and weekends.

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Build business credit

We report to business credit bureaus, which helps build business credit with on-time payments.

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From $10,000 up to $5,000,000

Connect with FundingSoultionsDirect for technology financing and never worry about performance again.

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Are we a Match?

We partner with growth-minded businesses. If you meet the criteria below, you could qualify for a flexible line of credit tailored to your cash flow and goals.

0 months

in business, at least.

0 +

personal FICO socre.

$ 0 k+

in gross annual revenue.

Business

checking account.

Frequently Asked Questions.

Check our consolidated list of frequently asked questions to help you navigate our lines of credit

With a FundingSolutionsDirect – Line of Credit, draws are consolidated into one loan with one easy weekly payment. As you pay back your principal, you replenish available funds. Unlike most other online lenders, our line of credit comes with no draw fees (just a monthly maintenance fee). Adjust the payment amount and term to ensure a comfortable weekly payment.

 

There are some times when you could really use access to additional funds. Based on your cash flow, net income and payback history, you may be eligible for a credit line increase.

 
 

The total cost of your line of credit will vary based on a number of factors, including your personal and business credit scores, time in business and annual revenue and cash flow.§

 

You may have a project that could benefit from other types of small business loans beyond your business line of credit. At FundingSolutionsDirect we understand, and we offer term loans that provide lump-sum funding up to $250,000. Reach out to your dedicated loan advisor if you think a term loan could help your business.

 

We report your payments to business credit bureaus so that every time you pay on time, you’re helping your business build a strong credit profile.

 
 

Secured business line of credit. This type of line of credit requires businesses to put up specific assets as collateral. Since a line of credit is a short-term liability, lenders typically ask for short-term assets, like accounts receivable or inventory.

Unsecured line of credit. While this type of line of credit doesn’t require specific collateral, your lender will likely place a general lien on your business and require a personal guarantee from you. You’ll likely need a stronger credit profile to qualify and interest rates may be higher. Additionally, keep in mind that unsecured lines of credit typically come with a lower credit limit.

Revolving line of credit. With this type of line of credit, you replenish your available funds as you repay what you borrow. This gives you access to future funding without needing to reapply. FundingSolutionsDirect business line of credit is a revolving line of credit.

Non-revolving line of credit. A non-revolving line of credit is just like a revolving line of credit except your available funding doesn’t replenish as you make payments. You’re given a capped credit limit, and when you reach that amount, you exhaust your funding.

Apply here and get your loan today!

Business Form Loan

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How much money do you need?

$200,000
We have founded over 2,300 companies with more than $1 billion in capital.

FundingSolutionsDirect is a trusted leader in small business funding, providing reliable and fast capital solutions across the U.S. 

Company
About
  • info@FundingSolutionsDirect.com
  • 380-233-6030
  • 1357 Robinson Lane, Columbus, OH 43201

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